
Comprehensive Plan
			Overall Policy Information
- Overall policy:
- No breed related conditions excluded.
 - Use any vet.
 
 - Waiting periods
General: 30 days from start date of policy.
Accidents: 2-Day waiting period from start date of policy. - Lifestyle Benefits.
 - Claims: Processed within 72 hours.
 - Payments: Can be reimbursed to policy holder, or paid to your vet directly by arrangement. With pre-authorisation, we can pay for larger cost events, directly and upfront to your vet.
 - Age limitation at inception: 8 weeks to 8 yrs.
 
What your pet is covered for
- Consultations
 - Diagnostics
• Radiology
• Blood tests
• Biopsies and more
 
- Surgery
 - Radiation / Chemotherapy
 - Hereditary conditions
 - Post-operative rehabilitation*
 - Acute Medication
 - Accidents
 
*Orthopedic surgeries only and subject
 to treatment plan protocols.
			Annual and Claim Limits Per Policy Year
- Overall info::
- No Overall Annual Limit
 - Specific Condition Limits:
 
 - Surgery and treatment of the Cruciate Ligaments
– R30 000 - Surgery to the Spinal Cord and Discs
– R30 000 - Surgery to the Hips and Pelvis
– R30 000 - The costs of Radiation and Chemotherapy
– R30 000 - Costs for diagnostic tests, radiology, pathology, scans, and exploratory laparoscopic investigations or scopes
– R15 000 
Lifestyle Benefits
Included with Comprehensive Plan and free from Excess
We’ll pay up to a maximum of R1000.00 per policy year towards the costs of:
- An annual health check
 - Socialisation classes and Puppy Training
 - Cremation and return of ashes
 - Sterilisation
 - Vaccination
 - Deworming
 - Tick and flea control
 - Teeth cleaning
 - Spas and Grooming
 - Doggy day care
 - Approved or Registered complementary medicines
and supplements 
			Excess Plans
Choose from our Silver, Gold and Platinum excess plans for a premium that best suits your requirements. Enjoy the same comprehensive cover, with your choice of excess.
Silver
Premium
starting from:
Dog R358 pm
Cat R246 pm
- Standard Excess – R1000 per claim.
 - Additional excess: MRI/CT Scan – R1000 per scan.
 - 50% co-insurance is applicable to specific procedures within the first 6 months
 
Gold
Premium
starting from:
Dog R390 pm
Cat R265 pm
- Standard Excess – 15%, minimum R500 per claim.
 - Condition Specific Excess – 20% of claim min R500.
 - Additional excess: MRI/CT Scan claims – 15% min R1000 per scan.
 - 50% co-insurance is applicable to specific procedures within the first 6 months
 
Platinum
Premium
starting from:
Dog R422 pm
Cat R284 pm
- Standard Excess – 15%, minimum R250 per claim.
 - Condition Specific Excess – 20% of claim min R500.
 - 50% co-insurance is applicable to specific procedures within the first 6 months
 
			
				
